Home / Financing
Replace or repair your roof now and pay over time. Ask about monthly payment options when you book your free inspection, and we will walk you through every way to pay.
25% Off Leak Repair + a FREE Roof Inspection
Licensed & insured
CCC1333587 | CBC1263521
Trusted In Florida Since 2012
Second-generation roofer
5.0 on Google
40 five-star reviews
Manufacturer certified
Tremco, GAF & GE
Open 24/7
Emergency leak response
A new roof is a big investment, and how you pay for it matters. These reviews come from homeowners who chose A-1 for honest pricing, clear estimates and roofs that are built to last.
A roof problem rarely gets cheaper. A small leak spreads into decking, insulation and drywall, and every storm season adds risk. Many Florida insurers will also not renew a policy on an older roof without an inspection.
Financing lets you fix the problem now, lock in today’s price, and spread the cost into predictable monthly payments instead of draining savings or waiting for the next hurricane.
Every household is different. These are the options South Florida homeowners use most, and we are happy to talk through which one fits your project.
Fixed monthly payments through a lending partner, with a quick application and a soft credit check to see your options. Promotional terms may be available on approved credit.
If you have equity in your home, your bank or credit union may offer a lower rate than an unsecured loan. We will provide the written estimate your lender needs.
PACE financing is repaid through your property tax bill. It can be easier to qualify for, but it places an assessment on the property that can affect a future sale or refinance, so read the terms carefully.
The state program offers free hurricane inspections and matching grants for qualifying roof and mitigation upgrades when funding is available. Check eligibility.
If a storm damaged your roof, your policy may cover part of the cost. We document damage with photos and written reports to support your claim.
Paying directly? We give you a fixed written price with no surprise add-ons, and a written warranty when the job is done.
Financing is simple to set up and does not slow the project down. Most homeowners know their options within minutes of applying.
A licensed roofer inspects your roof and photographs any damage.
You receive a fixed price for the work, which you can also share with your lender.
Apply for monthly payments, use home equity, a grant or insurance, or pay directly.
Once your payment option is in place, we schedule the work and handle permits and inspections.
It often is when the roof is leaking, the insurance renewal depends on it, or waiting would lead to more damage. Compare the total cost of the loan with the cost of repairs that keep growing, and choose the option with a payment you are comfortable with.
Approval depends on the lender and your credit. Many lenders let you check your options with a soft credit inquiry that does not affect your score, and some programs consider home equity instead of credit alone.
Yes. Monthly payment plans are one of the most common ways homeowners pay for a roof replacement. Ask about current options when you book your free inspection.
Rates change with the market and your credit profile. Secured options such as home equity loans are usually lower than unsecured personal loans. Promotional terms may be available on approved credit.
In most cases, yes. Larger repairs, flat roof coatings and waterproofing projects can often be financed the same way as a roof replacement.
Financing is subject to credit approval. Rates and terms vary by lender and program and may change without notice.
We will tell you what your roof needs, what it costs, and the payment options available. No pressure, no surprise add-ons.
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